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Oma M. Alford, D.D.S.
5514 Plaza Drive, Texarkana, TX 75503

903-838-5263

 
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Financial Options

Dental treatment is an excellent investment in an individuals medical and psychological well being. Financial considerations should not be an obstacle to obtaining this important health service. Being sensitive to the fact that people have different needs in fulfilling their financial obligations, we are providing the following payment options. If you have any questions or need further assistance with the information below, feel free to contact Melissa, our Business Manager at, Melissa@AlfordAndAssociates.net.

Cash, Check or Credit Card
Cash, check, or credit cards are accepted at time of service. Some treatments require several visits. With advance arrangements, you may pay a portion of the total fee at each visit with payment in full on the last visit.

 

Care Credit

We offer a separate line of credit to cover your family’s dental needs. If you choose this option, you may apply online at www.carecredit.com or we can apply for you over the phone and obtain instant approval.

With Care Credit:
Approval only takes a few minutes
There is no down payment
There may be no interest charges for up to 12 months
Low interest extended payment plans are available
There are no annual fees or prepayment penalties

Care Credit makes it easy for everyone to complete recommended treatment.

Dental Insurance Coverage

Dental insurance plans typically cover between 50 and 100% of cost depending on treatment and plan in effect. As a courtesy we will file claims for you and only ask for your estimated co payment. Please understand that this is only an estimate and is based on the information available to us.

Our office participates with most insurance plans and we will be happy to process your claim under the following conditions:

The following information MUST be provided at the first visit for verification of insurance benefits:

Subscriber birth date and social security number
Insurance carrier, billing address, phone number and group number

If this information is not available at the first visit the patient will be asked for payment in full for the day’s charges.

After verification of insurance benefits, we will accept assignment of benefits as a partial payment of the total charge. You will be expected to pay your deductible, if applicable, and any estimated patient co payment. If, after 90 days, your insurance company has not paid their portion, the patient will be responsible for paying the balance in full.


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